Terms & Conditions

Last updated: June 15, 2024

Introduction

Welcome to MalayFinance. These Terms and Conditions ("Terms") govern your use of our website located at malayfinance.com (the "Website") and the services we provide. By accessing or using our Website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Website or use our services.

Definitions

For the purposes of these Terms and Conditions:

  • "Company", "We", "Us", "Our" refers to MalayFinance, with registered offices at 5 Taylor Crossing, New Seanside, DG11 3JQ.
  • "Service", "Services" refers to the financial information, advice, and resources provided through our Website.
  • "Website" refers to malayfinance.com.
  • "You", "User" refers to the individual accessing or using the Website and Services, or the company, or other legal entity on behalf of which such individual is accessing or using the Website and Services, as applicable.
  • "Content" refers to all information, text, graphics, images, videos, data, and other materials contained on the Website.

Use of Our Website and Services

Eligibility

You must be at least 18 years of age to use our Website and Services. By using our Website and Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Account Creation

Some parts of our Website and Services may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for any activity that occurs under your account.

Prohibited Activities

You agree not to:

  • Use the Website or Services in any way that violates any applicable laws or regulations
  • Engage in unauthorized framing or linking to the Website
  • Attempt to gain unauthorized access to any portion of the Website or any other systems or networks connected to the Website
  • Use any robot, spider, crawler, scraper, or other automated means to access the Website or collect content from the Website
  • Interfere with the proper working of the Website or bypass measures used to prevent or restrict access to the Website
  • Introduce any viruses, trojan horses, worms, logic bombs, or other harmful material
  • Use the Website or Services in a manner that could disable, overburden, damage, or impair the Website
  • Use any information obtained from the Website to harass, abuse, or harm another person

Intellectual Property Rights

The Website and its original content, features, and functionality are and will remain the exclusive property of MalayFinance and its licensors. The Website is protected by copyright, trademark, and other intellectual property laws. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of MalayFinance.

User Content

By posting, uploading, submitting, or otherwise transmitting any content to the Website (such as comments, feedback, or suggestions), you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.

You represent and warrant that you own or control all rights to the content you submit, and that such content does not violate these Terms or any applicable laws.

Financial Information and Advice Disclaimer

The information provided on our Website is for general informational purposes only and should not be construed as professional financial advice. The content on our Website is not intended to be a substitute for professional financial advice, diagnosis, or treatment.

Always seek the advice of a qualified financial professional regarding any questions you may have about your financial situation. MalayFinance is not responsible for any actions taken based on the information provided on our Website.

We do not guarantee the accuracy, completeness, or usefulness of any information on the Website, and we will not be liable for any reliance placed on such information.

Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by MalayFinance. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that MalayFinance shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.

Termination

We may terminate or suspend your account and bar access to the Website immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of these Terms.

If you wish to terminate your account, you may simply discontinue using the Website. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall MalayFinance, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Website or Services
  • Any conduct or content of any third party on the Website
  • Any content obtained from the Website
  • Unauthorized access, use, or alteration of your transmissions or content

In no event shall our total liability to you for all claims, damages, losses, and causes of action exceed the amount paid by you, if any, for accessing our Website or using our Services during the 12 months prior to bringing the claim.

Disclaimer

The Website and Services are provided on an "AS IS" and "AS AVAILABLE" basis. MalayFinance expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

MalayFinance makes no warranty that the Website or Services will meet your requirements, be available on an uninterrupted, timely, secure, or error-free basis, or be accurate, reliable, complete, legal, or safe.

Indemnification

You agree to defend, indemnify, and hold harmless MalayFinance, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website or Services.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website or Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website or Services.

Contact Us

If you have any questions about these Terms, please contact us at:

MalayFinance
5 Taylor Crossing
New Seanside, DG11 3JQ
Email: [email protected]
Phone: +446561620025